An open-banking roadmap can describe a compelling future. It cannot tell an operations team what to do when a connection fails, access changes or a vendor's answer stops at the edge of its contract.
Two banks. Two decisions. One useful lesson for lending executives: modernizing the machinery does not mean handing everyone the controls.
A borrower’s AI assistant can sound confident. Your institution still needs to know whether it has permission.
An arrears dashboard can look reassuring if you read only one column. This week's Canadian data are a reason to read the next one.
Six banks exploring a common approach to digital money deserve attention. It does not justify pretending the future has already shipped.