AI & Lending

A fast lending decision can still end with a slow payment. For the customer waiting to use the money, that is not a technical distinction; it is the experience.

An arrears dashboard can look reassuring if you read only one column. This week's Canadian data are a reason to read the next one.

A stablecoin strategy needs more than a token and a launch date. It needs an answer to the awkward questions about reserves, capital, permissions, and who is accountable when something goes wrong.

Six banks exploring a common approach to digital money deserve attention. It does not justify pretending the future has already shipped.

The transfer app is moving into the daily routine

The most useful question about Wise's Canadian chequing launch is not whether another account is needed. It is the institution that becomes the customer's default.