OSFI just told Canada's biggest banks they have $1 trillion in unused lending capacity. That's enough to fund every SME dream, startup pitch, and business expansion plan in the country several times over. So why does your local entrepreneur still hear "no" more often than "yes"?
Canada just signalled it wants to become the financial nerve centre for Western defence spending. And if you're not paying attention, you're already behind.
The Bank of Canada just did something it hasn't done since August: absolutely nothing. And the mortgage industry should be relieved.
The math was simple. Too simple, actually.
The next revolution in mortgage technology isn’t happening at the front end. It’s unfolding after the loan funds. The future of servicing will be defined by intelligent systems that manage themselves, connecting borrowers, lenders, and investors in real time through AI.