When Canada's banking regulator starts publishing a bulletin called "The Ledger" with its own ISSN number, you know things are getting serious. OSFI's first issue, released January 19, 2026, marks the official starting gun for the implementation phase of the Data Collection Modernization initiative. And while "data collection modernization" ranks somewhere between "drainage infrastructure" and "HVAC maintenance" on the excitement scale, the implications for Canadian banking are genuinely transformative.
The 2022 National Conference for Canada’s Credit Unions (CCUA) event was a must-attend for anyone operating in the credit union space. Our industry is rapidly changing and we must all be prepared to educate ourselves on the state of the market, technology, and industry best practices.